A 2026 Business Planning Workshop for Small Business Owners & Veterans 

Feeling busy but not profitable? This hands-on workshop is designed for small business owners who want clearer numbers, stronger cash flow, and a realistic plan for profits without accounting jargon or overwhelm. We’ll explain each concept step-by-step, then give you time to work through it using your own business numbers with guidance and support throughout the session. 

At this event, you’ll learn to:

• Set realistic revenue and margin goals for 2026 
• Understand your Mini P&L in plain language 
• Calculate how much you need to sell to pay yourself, hire, or pay down debt 
• Identify where cash is leaking, even when you’re profitable 
• Plan for breakeven and “what if” scenarios 
• Choose 3 clear priorities to focus on in 2026 

Who Should Attend?

Veteran’s and Veteran Spouses, as well as any small business owners who want: 

• Less financial stress 
• More clarity and control 
• A business that supports their long-term goals 

No accounting experience required. 

Walk away with greater confidence in your numbers and a practical plan built for profit, not just survival. 

Hosted in Clarksville, this invitation is especially extended to veteran-owned businesses and entrepreneurs looking to strengthen their business foundation, prepare for growth, and better position themselves for capital opportunities. We’ll also be exploring a limited opportunity for connections to additional veteran focused business support resources, including:

• Limited-time loan closing cost assistance of up to $1,500 per eligible loan 
• Access to potential grant opportunities of up to $5,000 through our partnership with Vet Loan LLC alongside loan capital opportunities 

Meet the course Facilitator:

Kristen Munson
Senior Business Advisor, Pathway Lending

Kristen Munson is a Senior Business Advisor at Pathway Lending in Knoxville, TN, where she helps small business owners navigate financial challenges and build sustainable businesses. She began her career in assurance at Ernst & Young, earning her CPA license and developing expertise in financial audits and risk assessment. Over time, she discovered a passion for mentorship and supporting entrepreneurs. Kristen holds a BA in business and a master’s in accounting from Rhodes College. Outside of work, she enjoys practicing and teaching yoga, hiking, experimenting in the kitchen, reading, and spending time with her dog, Stanley.  

Boxed lunch will be served.