The 6 Cs of Credit

When it comes to securing financing, lenders have a playbook—one that spells out exactly what they look for in a borrower. It’s called the 6 Cs of Credit, and while the players (banks, credit unions, alternative lenders) might vary, the framework is remarkably consistent.  But here’s the twist: savvy business owners can flip the script. Instead of seeing the 6 Cs as a checklist lenders use against them, they can use it as an internal scorecard to get ahead of the game.  Let’s break down the 6 Cs—and how to use them to your advantage. 

When it comes to securing financing, lenders have a playbook—one that spells out exactly what they look for in a borrower. It’s called the 6 Cs of Credit, and while the players (banks, credit unions, alternative lenders) might vary, the framework is consistent. 

But here’s the twist: savvy business owners can flip the script. Instead of seeing the 6 Cs as a checklist lenders use against them, they can use it as an internal scorecard to get ahead of the game. 

Let’s break down the 6 Cs—and how to use them to your advantage. 

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Resource Includes

  • 7 Lessons