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Ready to Grow Your Business?

Take our quick assessment to see if your Tennessee small business is ready to start the conversation about funding. In just a few minutes, you’ll get insights into your capital readiness and unlock tools and resources tailored to help you navigate your path to funding.

Please note that this is not a loan application. It’s an initial step to help us learn more about your business. If it looks like your business is ready for financing, you will be connected to a loan application.

Name *

First

Last

Email *

Name of the Business *

Business Street *

City *

State *

Zip *

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Thank you for your interest in Pathway Lending's Business Growth Navigator

Based on the address you provided, it looks like you're located outside of our current service area in Tennessee. While we aren’t able to offer direct support at this time, you can still access valuable resources through a CDFI in your area. Visit Opportunity Finance Network's CDFI Locator to find a CDFI that serves your region.

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About Your Business

Are you currently in business?

When was your business established? *

How is your business registered? *

LLC
S-Corp
C-Corp
Sole Proprietor
Partnership
My business is not registered

Is your business registered with the state of Tennessee? *

Which one of these describes your business better? *

B2C: Business to Consumer is when one company sells products or services directly to individual(s).
B2B: Business to Business is when one company sells products or services to another business.
If you fall into both categories, select the one that reflects your primary customers.

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Business Financial Information

Do you have at least 1 business tax return filed? *

Did your last tax return show a profit? *

How much money did your business bring in last year? (Annual revenue) *

Please enter numbers only

Does your income come in waves or is it steady throughout the year? *

It's steady
It comes in waves

Do you have outside wage income, or is this business your sole source of income? *

I have outside wages
This business is my sole source of income

Do you have a business bank account? *

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Loan Request Information

How much money are you looking to borrow? *

Please enter numbers only

What will your primary use for the loan be? *

Building Improvements/Construction
Certifications/Licenses/Permits
Consolidate Debt
Equipment
Expansion
Marketing
Payroll
Purchase an Existing Business
Purchase Inventory
Real Estate
Working Capital/Operating Expenses

Do you have real estate, equipment, or money in savings equivalent to the loan amount you are seeking? *

Yes
I have some, but not equivalent to my loan request
No

After paying your usual business expenses, will you have enough money left over each month to pay back this loan comfortably? *

What is your credit score? *

720+
660 – 719
600 – 659
Less than 600

Do you (or anyone guaranteeing the loan) have either of the following on your credit record? *

Active bankruptcy or overdue child support
No

Does this loan request arise from an urgent or emergency need? *

For a future application, could you provide a SSN or an ITIN? *

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Your Experience

Have you received a business loan before? *

Do you use an accounting system or a bookkeeper? *

Do you have a business plan, including financial projections? *

Yes
I have a business plan, but it might be missing some details like financial projections.
Not yet. I do have a completed business model canvas.
No

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Demographic Information

Your responses to these demographic questions will help us better understand and serve our community. To the extent you are comfortable doing so, please share your ethnicity and race below. If you'd prefer not to answer, please select the I do not wish to disclose option.

Race *

White
Black or African American
American Indian or Alaska Native
Asian
Native Hawaiian or Other Pacific Islander
I do not wish to disclose

Ethnicity *

Hispanic or Latino
Not Hispanic or Latino
I do not wish to disclose

Gender *

Male
Female
I do not wish to disclose

Do you consider yourself a person with a disability? *

Yes
No
I do not wish to disclose

Veteran Status *

Active Duty
Member of the National Guard
Member of the Reserve
Service-Disabled Veteran
Spouse of Military Member
Veteran
No Military

How did you hear about us?

Social Media Type

Further Define Referral (bank name, staff member, event, radio station, etc.)

Emergency score? fund

Disclaimer *

By checking this box, you acknowledge that this is not a loan application. This form is an initial step to help Pathway Lending learn more about your business. If it looks like your business is ready for financing, you will be connected to a loan application.

Pathway Lending's Business Assessment

Ready to Grow Your Business?

Thank you for your interest in Pathway Lending's Business Growth Navigator

About Your Business

Business Financial Information

Loan Request Information

Your Experience

Demographic Information